Understanding the Insurance Claim Process

     In the event your house if affected by severe weather such as wind, hail, or falling debris, you should have your roof inspected by a professional in order to assess any damages that may have occurred during the storm. Our team is here to help guide you along the way. After carefully inspecting your roof, we will provide you with a complete damage assessment that will help you make an informed decision when it comes to filing an insurance claim.

     If the damage permits and you choose to file a claim, your insurance company will assign a claim number and schedule an adjuster to come to your property to meet with your Right Choice Restoration roofing specialist and discuss the findings of the roofing inspection. After completing the inspection, the adjuster will create a report of their findings and submit it to your insurance carrier for final approval. In some cases, the adjuster will determine there is not enough damage and the claim will be denied. In other cases, the adjuster will either approve repairs to the damaged areas or approve a full replacement, depending on the amount of damage that was found.

     The claim approval amount will be determined by your policyholder and whether you have an Actual Cash Value (ACV) or a Replacement Cost Value (RCV) policy. You will be responsible for paying the deductible amount and the remaining funds will be issued directly to you for completion of the approved scope of work.

     Whether your roof needs a repair or a full replacement, you can count on us to deliver a fast, accurate assessment of your roofing structure. Call us today for a free inspection!